Enkel Backoffice Solutions
Powered by The ReFrame Group
Through Enkel, you now have access to The ReFrame Group — an innovative, award winning B Corp, providing advisory to optimize employee benefits, retirement savings & insurance services all in one convenient place.
As your company grows, financial decisions become more complex:
Most advisors operate in silos.
Enkel Solutions takes an integrated approach—bringing everything together to better support your business and your team.
Optimize costs, improve coverage, and build a benefits experience your team actually values.
Protect your business with the right coverage — without overpaying or being overinsured.
Support employee, founders and leadership with integrated financial strategies that align with your business.
Support employee, founders and leadership with integrated financial strategies that align with your business.
Understanding your business and your vision for its future enables us to effectively evaluate your current benefits offering. We conduct relevant market analysis and research, observing trends and emerging best practices to ensure we find the right fit for your company.
By combining our research, experience and key insights into your business, we are able to design a group benefits solution that supports your culture, strategic objectives and drives employee engagement. You then have complete freedom to further customize any aspect of the plan.
When implementing changes to people-based programs, it’s easy to overlook change readiness, which can have adverse impacts despite best intentions. We guarantee implementation is supported through communication and understanding that respects all stakeholders and groups.
We deliver on our client promises. Our ongoing partnership with you allows us to identify critical success factors and create a quality assurance and service program that supports your specific needs.
Contact ReFrame or Start With a 30-Minute Complimentary Conversation
In one call, we'll help you understand:
In 30 minutes, we’ll review your current setup across benefits, insurance, and financial planning, identify any immediate gaps or inefficiencies, and outline where we see opportunities to improve outcomes. No prep required on your end.
Very little. After an initial conversation, we handle the heavy lifting — including analysis, negotiations, and implementation. Most clients spend less than 60–90 minutes total providing information.
No. We can work with your existing providers and improve your current setup — or recommend changes only if there’s a clear advantage.
In many cases, we identify opportunities immediately. Cost savings, improved coverage, or structural improvements can often be implemented within your next renewal cycle — sometimes sooner.
We’re typically compensated through a transparent advisory fee or through standard industry commissions — depending on your setup. We’ll walk you through this clearly upfront.
In most cases, no. Many clients uncover savings that offset or exceed any fees — while significantly improving their coverage and overall strategy.
None. The strategy call is purely exploratory — designed to give you clarity and insight.
We provide a fully integrated approach across:
Most brokers focus on renewals and products. We focus on:
Many clients come to us with an existing advisor and quickly realize there’s significant room for improvement.
Yes. We work with growing companies at various stages — especially those who want to build the right financial foundation early.
Primarily, yes — with a strong focus on Canadian businesses and regulatory environments.
ElektraFi is our financial well-being platform that helps employees understand their total compensation, reduce financial stress, and make better financial decisions — all in one place.
Financial stress is one of the leading causes of:
Helping employees feel financially confident leads to stronger performance and retention.
It can be integrated as part of your overall strategy depending on your needs. We’ll walk you through how it fits and the value it delivers.
Enkel partners with firms that help their clients operate more efficiently and strategically. ReFrame brings a modern, integrated approach to areas that are often overlooked or fragmented.
This is a strategic partnership designed to give Enkel clients direct access to enhanced advisory services — not just a referral.
Yes. Our approach is designed to complement your existing financial operations — including your work with Enkel.
Treating benefits, insurance, and financial planning as separate decisions. This leads to higher costs, gaps in coverage, and missed opportunities to improve employee outcomes.
While every company is different, many organizations uncover:
We combine:
